We look forward to hearing from you. The best way to contact us is by phone or e-mail.
Contact
RA Benjamin Schreiber
Leonrodstr. 54
D-80636 Munich
(Click for view on Google Maps)
We look forward to hearing from you. The best way to contact us is by phone or e-mail.
RA Benjamin Schreiber
Leonrodstr. 54
D-80636 Munich
(Click for view on Google Maps)
From the outside, an accident at work is usually defined quite simply - namely an injury to health (or even death)
caused by a temporary event during the performance of work. From a legal point of view, however, accidents at work
are always a very tricky matter. Recognising physical injury as an accident at work often requires a great deal of
research and reasoning on the part of the lawyer, because in addition to the accident itself, it is always necessary
to examine and explain in detail the activities that are actually covered by insurance.
Statutory accident insurance ensures that injured parties are reimbursed for treatment and rehabilitation costs.
Accident pensions may also be payable. In many cases, however, a lawyer must be called in to enforce claims.
As a lawyer specialising in employment law and accidents at work in Munich, I can give you an initial assessment of your specific case in a detailed and personal consultation.
Contact us for legal advice/initial consultation - in person, phone, video call.
Accidents at work can include a variety of situations in which an employee is injured or becomes ill while performing their job. Here are some examples of typical workplace accidents:
These examples illustrate that accidents at work can cover a wide range of situations.
Of course, statutory accident insurance primarily protects employees, workers and trainees. However, pupils, students and kindergarten children are also covered, as are carers or even volunteers. The contributions for statutory accident insurance are paid by employers. Civil servants, on the other hand, are covered by accident insurance, which is part of the German civil servants' pension scheme.
Not only the time actually spent at work can count as an accident at work, but also the journey to or from work. From an insurance point of view, it always becomes difficult if the journey is also used for other errands that are not directly related to work. Even a stop at the petrol station can lead to a loss of insurance cover.
On the other hand, travelling to and from work does not necessarily have to be your own home. The homes of acquaintances or even the way to the pub after work can also be regarded as a journey to work.
If an accident at work is recognised as such, the statutory accident insurance will cover the necessary treatment costs. In more serious cases, this also includes rehabilitation costs or accident pensions.
Notifiable accidents at work must be reported to the employers' liability insurance association or accident insurance fund within 3 days. In the case of serious or very serious injuries, a report must be made immediately. An accident investigation must also practically always be carried out.
An accident on the way to and from work also counts as an accident at work. However, it should be noted that no private detours or errands may have been made on the way. This can quickly lead to problems with the insurance company.
Direct treatment costs are covered in any case. In the case of serious accidents, rehabilitation or pension costs are also covered by the insurance.
If the insurance company causes problems, you will inevitably have to try to enforce your claims with a lawyer. Specialising in employment law is an advantage here.
Expertise is not about holding titles - it is about constant, professionally correct, practical work over many years.
Every case is different - as a lawyer, every case requires its own individual approach in order to do justice to the subject matter and the client.
Legal standards alone do not solve cases - efficient communication between lawyer and client, but also with the opposing party, ensures real results.
Serving various areas of law with specialised lawyers to represent personal and economic interests.
We stand for personal advice, constant availability and professional expertise in labour law in Munich.
+49 (89) / 139 284 10